Unfortunately, we cannot predict our future. A new day brings new challenges, new risks, and new spending. Nothing is endless in our life, so everything is tending to end. Our health requires a lot of money, and it is not covered by insurance sometimes. Such things as cars or smartphones that are used every day can accidentally break. All of these unpredictable situations damage your budget and make troubles in our life. Imagine if the storm has broken your roof, but the paycheck isn’t near. Are you going to live without a roof in the rainiest season? Or are you going to waste all your salary on the new roof? An installment loan gives you an opportunity to solve a problem without unpleasant consequences. There is no doubt that $2000 is easier to repay in 24 months than in 1 day.