Currently unemployed. If you haven’t got a job for any reason, it doesn’t mean you haven’t got money. The source of a stable income is all that is needed for applying. No matter how you earn money if it’s legal and you can prove it to lender. Even if it’s a pension or something like this, borrowing money, you have to understand that your crucial trait is the ability to repay the loan. Otherwise, lenders are not interested in having you as their client.