SR22 filings are insurance documents that are often required by the DMV for individuals who get caught driving without insurance and other traffic-related offenses. SR22 filings require minimum Bodily Injury Liability / Property Damage limits of 25/50/20 FR44 filings are required after receiving alcohol and drug offenses. FR44 filings require minmum Bodily Injury Liability / Property Damage of 50/100/40 . We electronically file both the SR22 and FR44 for you. If you don't know what to do, give Toby Leffel Insurance Agency in Virginia Beach, VA a call ! Our agency does not charge an extra fee for the filing.