For Packages that do not include a flight or Linked Travel Arrangements created on ebookers.com, all monies paid over in the case of non flight-inclusive Packages, or any monies paid directly to us in the case of Linked Travel Arrangements, are fully protected by insurance in the event of our insolvency. This insurance protection has been arranged by International Passenger Protection Limited and underwritten by certain underwriters at Lloyd's. Please see our general terms and conditions for more information about financial protection, or for more information on the ATOL Certificate go to: www.caa.co.uk.