The state allows you to apply for not more than $500 payday advance loans Fowler CO. But the exact amount that you can get depends on numerous factors, including the value of your upcoming paycheck. If you qualify, your lender can charge you a service fee of up to 15% of the loan. The state law also requires you to repay the loan in no more than 31 days. On the other hand, rollovers are illegal. These rules are designed to protect both the borrower and the lender. Make use of them as you apply for your payday loans to increase your chances of success.