Card payments - we are no longer able to accept payments by credit or debit cards for 'customer not present' transactions over the telephone. Card payments are still accepted at the saleroom and must be supported by 'chip and pin', under no circumstances will this method be bypassed. Card payments via Gardiner Houlgate Live will only be accepted if they have been AVS (addressed matched) and 3D Secure via Sage Pay, with a maximum transaction value of £500. All payments at the discretion of the auctioneer.