Looking for a house mortgage? Facing a financial crisis and the only collateral property you own is your house? In both scenarios, you need to mortgage the house. However, you are like many people in this situation perplexed with the idea of taking out a mortgage on the property and the uncertainty around doing this. When you search the market for information on this, loan sharks and real estate giants are there to entice you with promotional deals and cheap interest rates. How do you make the right decision and who can legitimately provide you with the mortgage options?