What I got instead was notification from a collection agency: DCM Services out of the Twin Cities. I called them and got perhaps the coldest, meanest woman to ever walk the earth on the end of the line. She treated me like garbage even though his death record was on file; she didn’t care that he had recently passed away. She didn’t care about anything except getting the money owed to CitiCorp. I was shaking and in tears after I got off the phone with that debt collector.