Defendant's mother, Pauline C. Hunter, testified that shortly after the marriage she and the plaintiff went to the financial institution where she had an account as trustee for her son. She said to the clerk, "This is Bill's new wife, Audry ... I would like to have the account changed so that she would be able to get the money out for Bill." She further testified, "It was in my name as trustee for him where no one could get it out but me and I told Audry that ... I would have it changed into her name and Bill's name so that she would be able to draw out for him, to make withdrawals." Mrs. Hunter testified that her son was working at that time from 7:30 in the morning until late at night and that it would have been impossible for him personally to make withdrawals. The clerk of the Bakersfield Savings and Loan Association accordingly set up a new joint account in the form mentioned above. The mother further testified, "After it was changed and they had given her a card to bring home and have Bill to sign, I told Audry, 'You realize that this is all of our savings over twenty- two [202 Cal. App. 2d 88] years, and this is not to be fooled away,' and we had saved this for a college education and when Bill didn't decide to go, we kept on hanging on and it was to be used [to buy] for him a home and she said, 'Yes, I know that.' "