And effectively what that is is you’re setting a mark of how much the insurance company has to pay before you start having to pay out of your pocket. So that’s how the liability coverage is are you set a limit that they have to cover too. So if you caused a terrible accident and you had 50/100 limit- fifty thousand to one hundred thousand dollar limits – the insurance company would cover the first hundred thousand after that if there’s more damage, guess who they’re coming after?