My mother died in August, she was on Medicaid in a nursing home. Her only outstanding debt was to Mastercard (she charged all her medications on it). When she went into the nursing home, all her social security and small pension went directly to the nursing home except for a small amount each month for haircuts, etc. She had no money (we closed out her bank accounts) and owned nothing (the house had long ago been transferred to the childrens names). I sent them a letter by certified mail advising them of all of this, that she was unable to pay off the balance of her credit card debt, and they would have to close the account. I didn’t hear a single thing for months. I did get one bill collector letter warning her credit would be ruined, and then a letter from DCM today requesting the name of who was handling her ‘estate’. I am advised to just ignore it, which I am doing.