Now there are situations where you’re required to have it and those typically are when you have a loan or if it’s a leased vehicle. Because somebody else has an interest in that vehicle the bank or the auto company and those in lease cases and so they want to make sure that their assets are protected so they will require you to have proper conclusion. And if a vehicle is relatively young you probably want company closing on there yourself as well. The older it gets. And once it comes off of loan and lease, that’s when you really have to do the math yourself and go. “Is it worth it?”