Instead, AMEX has apparently handed things off to DCM, and DCM’s letter does not even specify WHY they are contacting me, only that I should contact them because I’m the executor of my father’s estate (and remember, legally speaking, my father never had an estate, therefore I’m not executor of doodley squat, so the whole thing is bunk). And the letter is so vaguely worded, I’m simply assuming it’s connected to my father’s AMEX balance. How stupid does DCM think I am that I’m going to let a debt collection agency into my life when I am under no legal obligation to pay anyone a dime? Just the fact that their letter offers no specifics is a giant red flag that has “Scam” written all over it.