Everybody understands what a daunting task it is to save properly for retirement, and what an important job it is. A new survey from LIMRA confirms how critical it is for people to get help with their retirement planning. The survey found that 71 percent of all Americans who work with a financial advisor feel confident about their ability to afford the lifestyle they wanted to have in retirement. Among those who haven't been working with a financial advisor, only 43 percent said the same.