Automobiles! We can’t get along without them, but wow do they take a big chunk out of our budget. With the busy society we live in today it is almost necessary that every eligible driver in the household have a car. It is especially, difficult in larger cities for a parent to leave their job and run home to pick up the children and take them to all of their activities. When young drivers are added to the policy the annual premium can really increase because of the statement above. Many people consider auto insurance a commodity and buy the cheapest policy possible. Also because buying auto insurance, and paying for it, is not fun at all many people will hurry through the process at their own peril.