This is really a separate subject. I addressed it only briefly in the footnotes because I feared that it would distract the reader away from the more important points about money that I am trying to get across. My website is intended only to be a starting point, to inspire people to begin thinking independently and creatively about how a better society might operate. Providing too many of my own personal opinions, might worry readers that I am some kind of pro-government control freak. Please believe me, nothing could be further from the truth.