Also have 2 online savings accounts (one for eFund and one for parking estimated taxes until due), 1 checking account, and 9 savings accounts (various sinking funds) at local bank. Add my "jar of change" and a line-item for our house (at cost) and that's every asset we track in our net worth. None of these I consider part of the 'stache - basing our FIRE decision on only the 9 accounts listed above.