As it pertains to underwriting criteria for signature loans, each loan provider has its very own own collection of criteria. YouвЂ™ll be hard-pressed to locate a loan provider that does examine your credit nвЂ™t rating within the certification procedure. Relating to Marcus, an on-line lender thatвЂ™s section of Goldman Sachs, it may be hard to be eligible for your own loan should your FICO score is below 660.