My mom passed in jan 2013. She owed on a capital one card of about $600. When i called them in feb they offered to tell me i was not obligated to pay it. Mom had no estate or will and no other children. About 2 weeks ago i did some “deceased opt-out”s and today i get a vague letter from dcm looking for the person having the authority to pay outstanding bills! Coincidence? I think not.