Earlier, we considered no credit check as a greater advantage for the users of payday loans in Columbus online. To be honest, this is one of the best ways out for whose you have not to deal with the credits before, but there are also some catches. If you don’t have any credit history, this may be the right sign that you have a little financial literacy. Nothing to be ashamed of. In this case, along with learning your loan contract conditions, you need to get acquainted with some general rules on personal finances.