COMENITY COM GAMESTOP The account includes up to 50 free items per month, so it is not ideal for the busiest businesses with a huge number of transactions or a smaller business that keeps a low daily balance. Credit card and payroll processing are also available. Opening one will allow you to pay invoices, bills, and best small bank for small business account from your business account; receive payments including from credit cards ; withdraw cash; and more. Both small, solo businesses and brick-and-mortar businesses with many employees can easily find their needs met at Chase. In summary, Chase takes the top spot because it offers everything your business might need, lots of locations, and options to dodge monthly service fees. That includes things like payroll, HR and business tax services.