Whether you live in a rented house, apartment or dorm room, renters insurance will provide coverage for both you and your possessions in the event of a loss. At Southern Insurance Group, we help you choose the insurance coverage that best fits your needs. Although renters insurance is not typically required, it is unlikely that a landlord’s insurance policy will pay to replace your personal belongings; therefore, it is just as necessary to have a policy to protect your personal belongs along with temporary housing and liability coverage in the event of a loss.