As I have gone over in a previous post, buying a car doesn’t make much practical sense. I am getting by just fine without one. I’m a grown up now, and adulthood is all about being responsible. About staying the course. About making a long-term goal and sticking with it till it comes to fruition. A moment of whimsy is nice to have once in a while but in the end, I have to put the blinders back on and focus on what’s important. What I truly need. I can’t just give in to temptation and live to regret it— I need to think about grown-up things now, like savings, and investments, and Demat accounts and credit scores and interest rates and rates of return, I need to make sure I have a plan for “wealth creation” and let the gods of compound interest help push me through life comfortably like a middle-aged man on a pool float, sipping a pina colada and soaking in some sun on a lazy river ride.