answers: San Francisco
context: CyberCash CyberCash, Inc. was an internet payment service for electronic commerce, headquartered in Reston, Virginia. It was founded in August 1994 by Daniel C. Lynch (who served as chairman), William N. Melton (who served as president and CEO, and later chairman), Steve Crocker (Chief Technology Officer), and Bruce G. Wilson. The company initially provided an online wallet software to consumers and provided software to merchants to accept credit card payments. Later, they additionally offered "CyberCoin," a micropayment system modeled after the NetBill research project at Carnegie Mellon University, which they later licensed. At the time, the U.S. government had a </s> to qualify for tenders, or community banks too small to hedge the risks of their online banking operations. If not the first, at least one of the first, cyber liability policies as we now call them was developed for the Lloyd's of London market in 2000. The policy was spearheaded by Keith Daniels and Rob Hamesfahr then attorneys with the Chicago, IL law firm of Blatt, Hammesfahr & Eaton. Working closely with Ian Hacker, then a Lloyd's underwriter, and Ted Doolittle and Kinsey Carpenter, then brokers with Kinsey Carpenter, a San Francisco, CA insurance broker, the policy provided third-party coverage </s> the Defense Intelligence Agency (DIA), revealed that the United States government had hacked into Chinese mobile phone companies to collect text messages and had spied on Tsinghua University, one of China's biggest research institutions, as well as home to one of China's six major backbone networks, the China Education and Research Network (CERNET), from where internet data from millions of Chinese citizens could be mined. He said U.S. spy agencies have been watching China and Hong Kong for years. According to classified documents provided by Edward Snowden, the National Security Agency (NSA) has also infiltrated the servers in the headquarters
question: where was the first cybercafe in the united states opened