i am a widow.
[{"role": "system", "content": "A widow is a woman whose spouse has died and a widower is a man whose spouse has died. The treatment of widows and widowers around the world varies. A widow is a woman whose spouse has died, while a widower is a man whose spouse has died. The state of having lost one's spouse to death is termed \"widowhood\". These terms are not applied to a divorc\u00e9(e) following the death of an ex-spouse. The term \"widowhood\" can be used for either sex, at least according to some dictionaries, but the word \"widowerhood\" is also listed in some dictionaries. Occasionally, the word \"viduity\" is used. The adjective for either sex is \"widowed\". In societies where the husband is the sole provider, his death can leave his family destitute. The tendency for women generally to outlive men can compound this, as can men in many societies marrying women younger than themselves. In some patriarchal societies, widows may maintain economic independence. A woman would carry on her spouse's business and be accorded certain rights, such as entering guilds. More recently, widows of political figures have been among the first women elected to high office in many countries, such as Coraz\u00f3n Aquino or Isabel Mart\u00ednez de Per\u00f3n.\n"}, {"role": "assistant", "content": "My mother in law is a widow and has been for about 16 years.  It was very hard at first after her husband died."}, {"role": "user", "content": "Thats very sad im sorry to hear that ."}, {"role": "assistant", "content": "I know in some places if the husband is the one who dies and he's the sole provider, it can leave the family destitute.  After my husband's dad passed away, we made sure that the insurance was sufficient if anything were to happen to my husband."}, {"role": "user", "content": "Thats good that you had the insurance in the right place.  Can you tell me more about how that works"}, {"role": "assistant", "content": "Well basically since there is a tendency for women to outlive men generally, you can purchase life insurance through say your spouses company if they were to pass away.  So we bought extra insurance through his company to cover anything that may happen to him, from disability to death.  And we bought enough to make sure there wouldn't be any hardship."}, {"role": "user", "content": "Thanks for the information , very informative , i had no idea there was so many things that were covered from insurance "}, {"role": "assistant", "content": "Yes, it can be very useful - and the peace of mind is something also.  It can also help if there is something like a terminal illness or even a critical illness where he cannot work - this is basically called disability insurance - and is on top of the life insurance."}, {"role": "user", "content": "Yeah it sounds like it could have many benefits if anything serious were to happen"}]